Estate Planning

You may have questions about basic “estate planning” issues such as wills, trusts, powers of attorney, and legal documents to make sure your wishes on medical care are honored.

Take a look around here at articles and videos and you may want to start with “Top Ten Mistakes Alabama Seniors Make With Estate Planning That Can Be Easily Avoided”.

Concerned About How To Pay For Long Term Care in 2019? Start Here.

Are You Struggling To Figure Out How To Pay For Long Term Care For A Loved One In A Nursing Home?

long term careWe often think that Alabama Medicaid is the only way to pay for nursing home for our spouse or parent.

However, Medicaid is simply one solution among a number of solutions.

To properly determine how to pay for nursing home care, we have to look at the risk and then all of the options before we can adopt a … (Read more)


“Is there any reason to put off long term care planning?”

“Is there any reason to put off planning for long term care?”

"Is there any reason to put off long term care planning?"The answer to that is no.

There’s really no reason to put it off, at least in the sense of sitting down with an elder law attorney and say, “Here’s my situation. What do you think?”

Sometimes we see people and say, “With your situation, you don’t need to do any planning. You’re good to go. There’s nothing further that needs to happen.”

But oftentimes there are options, … (Read more)


Welcome Birmingham Christian Family Readers — Long Term Care Package

We want to welcome our fellow readers of the Birmingham Christian Family magazine and appreciate you taking the time to visit our site.  We commend you on being interested enough in Long Term Care issues to investigate your options.

Long term care can wipe out a family’s savings — savings that took decades to create can be gone in a few years when a family is paying $6000 or $10,000 a month in nursing home or in home care.

If … (Read more)


“Why do people not plan for the future of needing long term care?”

“Why do people not plan for the future of needing long term care?”

"Why do people not plan for the future of needing long term care?"Why do people not plan for the future?

There’s pretty a good chance we’re going to need long term care if we live long enough, and it’s very expensive so why don’t we plan for it?

I think there are a few reasons.

One, we don’t really like to think about long term care.

People are not just jumping up and down with joy when they think, … (Read more)


“Who should I meet with to develop a long-term care plan — CPA, lawyer, financial advisor, or insurance agent?”

“Who should I meet with to develop a long-term care plan — CPA, lawyer, financial advisor, or insurance agent?”

"Who should I meet with to develop a long-term care plan -- CPA, lawyer, financial advisor, or insurance agent?"The simple answer is, yes, you should.

You should probably meet with all of them when developing a long term care plan.

Keep in mind that you shouldn’t take advice from people who give you advice outside their area of expertise.

I may have the greatest doctor in the world but just because he sends an e-mail with this hot stock … (Read more)


“Will I need to pay for long term care in my lifetime?”

“Will I need to pay for long term care in my lifetime?”

"Will I need to pay for long term care in my lifetime?"This is a good question, especially when we’re planning for the future.

Let’s break this down into a few different thoughts.

“How bad is the cost of long-term care?”

One question that we’re often asked is, “How bad is it if you need long term care? How much money are we talking about?”

The average price in Alabama – and  of course, this can be less and it … (Read more)