Will an inheritance interfere with my Social Security Disability Income and Medicare benefits?

Usually, it will not.

If you are receiving Social Security Disability Income or Insurance (SSDI) after you have worked and now become disabled, then this is not a means-based or means-tested benefit. It is rather a matter of whether you acquired enough work quarters (or credits or whatever Social Security calls it) and whether or not you meet their definition of disability.

Whether you receive an inheritance or not does not matter, because this is not means-based.

Medicare is also not usually a means-tested or means-based benefit. Qualification for Medicare is based on age or health issues. Your income and assets, including an inheritance, typically have nothing to do with your qualification for Medicare.

This is much different than Medicaid or SSI.

If we can help you, feel free to call us at 205-879-2447 or fill out our contact form and we’ll get right back with you.


John G. Watts

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