When you talk to a nursing home about getting long term care for your parent, they will ask about gifts your loved one made in the last five years.
This is not being nosey — instead, the nursing home wants to know if your parent will qualify for Alabama Medicaid. (The exception is if there is plenty of money to privately pay the $7,000 or $8,000 a month nursing home bill).
If there have been a number of gifts, you … (Read more)
Thousands of Alabama consumers need help or assistance with their activities of daily living and so they turn to assisted living facilities.
Once you start looking, you’ll see that sometimes a place is described as a “memory care unit” in an assisted living facility. [Note: There can also be a memory care unit in a skilled nursing facility (nursing home) but this is different than what we will discuss in this article].
So what’s the difference and what are the … (Read more)
You are reading this because you are right now — or will be shortly — struggling with how to best pay for long term care in a nursing home for a loved one. Do you spend all of their money on the nursing home? Do you give everything away? Is Alabama Medicaid even an option?
Join with me on this little journey through Alabama Medicaid.
Why I wrote this article and practice in this area of the law
My background … (Read more)
“What’s the difference between VA Aid & Attendance and VA Disability?”
When we’re talking about the VA in terms of helping people who are suffering from some type of illness or injury, there are two major programs. VA Disability and VA Pension (Aid & Attendance). Let’s talk about these one at a time.
The first is the VA disability, also known as compensation.
VA compensation is for someone is dealing with a service-related injury or illness.
Let’s say we were … (Read more)
Continuing our series on Alabama Medicaid in 2017 for long term care in the nursing home, let’s look at the maximum assets the community spouse can keep.
Let’s remember a few things before we get started.
Medicaid calls your assets “resources”.
The spouse in the nursing home is called the “institutional spouse” while the spouse living at home is called the “community spouse”.
OK let’s take a look at this idea of the maximum the community spouse can keep … (Read more)